Legal
Terms of use
In short
This website explains DSCR cash-out refinancing for California investment property. Nothing on it is a loan offer, commitment to lend or tax or legal advice. We are a mortgage broker, and any loan is made by a wholesale lender subject to its own underwriting and approval.
Effective October 17, 2026. By using dscrloanscalifornia.net you agree to these terms.
Educational content
Articles, comparisons, examples and calculator results are general information for planning. Examples use sample inputs and are not quotes. Program guidelines differ by lender and change over time.
No offer or commitment
Nothing on this site is an offer to lend, a commitment to lend or a guarantee of approval, pricing, loan amount or timing. All loans are subject to underwriting and lender/investor approval; terms are subject to change.
Broker role
Loan Daddy LLC, NMLS 2827624, is a mortgage broker, not a lender. We arrange and shop financing from wholesale lenders. The lender you choose makes all credit decisions and funds the loan.
Business purpose only
Our services are limited to business-purpose loans secured by non-owner-occupied investment property. They are not for personal, family or household use, and you agree to provide accurate occupancy and purpose information.
Not tax or legal advice
Content about property taxes, entity transfers, rent regulations or insurance is general. Consult a qualified California tax professional or attorney about your situation.
Accuracy and links
We work to keep content accurate but make no warranty that it is complete or current. Links to outside sites are provided for convenience.
Read our privacy policy and licensing, or start a cash-out request.
Find out what your California rental can release.
Send one scenario. We shop it across wholesale lenders and show you net cash, payment and terms side by side. Investment property only.