Licensing

Licensing and disclosures

In short

DSCR Loans California Cash-Out is a brand of Loan Daddy LLC, NMLS 2827624, a mortgage broker, not a lender. In California, Loan Daddy LLC holds a California Financing Law broker license limited to commercial mortgage brokering, and arranges business-purpose loans on non-owner-occupied investment property only.

License details

Company
Loan Daddy LLC, doing business as DSCR Loans California Cash-Out
NMLS
NMLS #2827624. Verify at nmlsconsumeraccess.org.
California
CA CFL Broker License 60DBO-218873 — Commercial Mortgage Only (approved 9/23/2026)
Arizona
AZ CMB Licensed · #CMB-2016143

What our role is

We are a broker, not a lender. We arrange and shop business-purpose financing from wholesale lenders. We do not make credit decisions, fund loans or set lender guidelines. All loans are subject to the chosen lender’s underwriting and approval, and terms may change until a lender issues final approval.

Business purpose and occupancy

Every loan we arrange is for a business purpose and secured by non-owner-occupied investment property. We do not arrange loans for personal, family or household purposes or for any property the borrower or the borrower’s family will occupy. Our application will not accept a request that indicates owner occupancy.

Fair lending

We support Equal Housing Opportunity and do business without regard to race, color, religion, national origin, sex, marital status, age, disability, familial status or any other protected characteristic.

Questions? See about us, our privacy policy and terms of use, or the cash-out FAQ.

Find out what your California rental can release.

Send one scenario. We shop it across wholesale lenders and show you net cash, payment and terms side by side. Investment property only.