Apply

Start your California cash-out request

In short

Tell us about the rental, what you owe and what the cash will fund. A licensed team member reviews it and shops it across wholesale DSCR lenders. This is for non-owner-occupied investment property only, and sending it does not pull your credit.

Investment property only, business purpose only. Sending this does not pull your credit; any credit review comes later and only with your authorization.

What happens next

We review your scenario, ask for anything missing, and compare programs from our wholesale lender network. You will see each option’s estimated cash released, payment and prepayment structure before you decide anything. Credit is reviewed later, only with your authorization.

Helpful to have ready

  • Current leases or a rent roll
  • Your most recent mortgage statement
  • The property tax bill and insurance declarations page
  • LLC documents if the property is held in an entity

Not sure the numbers work yet? Try the DSCR calculator, read the California DSCR cash-out refinance steps or browse the cash-out FAQ.